/* ===== mysecurecard.live - Cyber Security Theme ===== */
:root {
  --bg-primary: #0a0e1a;
  --bg-secondary: #0d1326;
  --bg-card: rgba(255, 255, 255, 0.03);
  --bg-glass: rgba(255, 255, 255, 0.05);
  --border-glass: rgba(255, 255, 255, 0.1);
  --emerald: #00d4aa;
  --emerald-dark: #00a88a;
  --emerald-glow: rgba(0, 212, 170, 0.3);
  --navy: #0a1628;
  --navy-light: #1a2d4a;
  --silver: #c0c8d4;
  --silver-light: #e8ecf1;
  --white: #ffffff;
  --text-primary: #e8ecf1;
  --text-secondary: #8899b4;
  --gradient-hero: linear-gradient(135deg, #0a0e1a 0%, #0d1326 50%, #0a1628 100%);
  --gradient-accent: linear-gradient(135deg, #00d4aa, #00a88a);
  --gradient-card: linear-gradient(135deg, rgba(0, 212, 170, 0.1), rgba(10, 22, 40, 0.8));
  --font-main: 'Segoe UI', 'Inter', system-ui, -apple-system, sans-serif;
  --font-mono: 'JetBrains Mono', 'Fira Code', monospace;
  --shadow-glow: 0 0 40px rgba(0, 212, 170, 0.15);
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-main);
  background: var(--bg-primary);
  color: var(--text-primary);
  overflow-x: hidden;
  line-height: 1.6;
}

/* ===== Animated Network Background ===== */
.network-bg {
  position: fixed;
  top: 0; left: 0;
  width: 100%; height: 100%;
  z-index: 0;
  pointer-events: none;
  overflow: hidden;
}

.network-bg::before {
  content: '';
  position: absolute;
  width: 200%; height: 200%;
  top: -50%; left: -50%;
  background-image:
    radial-gradient(circle at 25% 25%, rgba(0, 212, 170, 0.03) 0%, transparent 50%),
    radial-gradient(circle at 75% 75%, rgba(0, 212, 170, 0.02) 0%, transparent 50%),
    radial-gradient(circle at 50% 50%, rgba(0, 212, 170, 0.01) 0%, transparent 70%);
  animation: networkPulse 8s ease-in-out infinite;
}

@keyframes networkPulse {
  0%, 100% { transform: scale(1); opacity: 0.5; }
  50% { transform: scale(1.1); opacity: 1; }
}

.network-lines {
  position: absolute;
  width: 100%; height: 100%;
  background-image:
    linear-gradient(rgba(0, 212, 170, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(0, 212, 170, 0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  animation: gridMove 20s linear infinite;
}

@keyframes gridMove {
  0% { transform: translate(0, 0); }
  100% { transform: translate(60px, 60px); }
}

/* ===== Navigation ===== */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 16px 40px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: rgba(10, 14, 26, 0.8);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  transition: var(--transition);
}

nav.scrolled {
  background: rgba(10, 14, 26, 0.95);
  box-shadow: 0 4px 30px rgba(0, 0, 0, 0.3);
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.logo-icon {
  width: 42px; height: 42px;
  background: var(--gradient-accent);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  color: var(--bg-primary);
  box-shadow: 0 0 20px var(--emerald-glow);
}

.logo-text {
  font-size: 20px;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.5px;
}

.logo-text span { color: var(--emerald); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  text-decoration: none;
  color: var(--text-secondary);
  font-size: 14px;
  font-weight: 500;
  transition: var(--transition);
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gradient-accent);
  transition: var(--transition);
  border-radius: 2px;
}

.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }

.nav-cta {
  padding: 10px 24px;
  background: var(--gradient-accent);
  color: var(--bg-primary) !important;
  border-radius: 50px;
  font-weight: 600 !important;
  font-size: 13px !important;
  box-shadow: 0 0 20px var(--emerald-glow);
  transition: var(--transition);
}

.nav-cta::after { display: none !important; }
.nav-cta:hover { transform: translateY(-2px); box-shadow: 0 0 30px var(--emerald-glow); }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}

.hamburger span {
  width: 24px;
  height: 2px;
  background: var(--silver);
  border-radius: 2px;
  transition: var(--transition);
}

/* ===== Hero Section ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 40px 80px;
  background: var(--gradient-hero);
  overflow: hidden;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 600px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: rgba(0, 212, 170, 0.1);
  border: 1px solid rgba(0, 212, 170, 0.2);
  border-radius: 50px;
  font-size: 12px;
  color: var(--emerald);
  margin-bottom: 24px;
  font-weight: 500;
}

.hero-badge .dot {
  width: 6px; height: 6px;
  background: var(--emerald);
  border-radius: 50%;
  animation: dotPulse 2s ease-in-out infinite;
}

@keyframes dotPulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.8); }
}

.hero h1 {
  font-size: 56px;
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: 20px;
  letter-spacing: -1.5px;
}

.hero h1 .highlight {
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero p {
  font-size: 18px;
  color: var(--text-secondary);
  margin-bottom: 36px;
  max-width: 480px;
  line-height: 1.7;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn-primary {
  padding: 14px 32px;
  background: var(--gradient-accent);
  color: var(--bg-primary);
  border: none;
  border-radius: 50px;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 0 30px var(--emerald-glow);
  transition: var(--transition);
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 0 50px var(--emerald-glow);
}

.btn-secondary {
  padding: 14px 32px;
  background: transparent;
  color: var(--silver);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 50px;
  font-size: 15px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
}

.btn-secondary:hover {
  border-color: var(--emerald);
  color: var(--emerald);
  transform: translateY(-3px);
}

/* ===== Hero Visual ===== */
.hero-visual {
  position: absolute;
  right: 5%;
  top: 50%;
  transform: translateY(-50%);
  z-index: 2;
  width: 520px;
  height: 520px;
}

.digital-shield {
  position: relative;
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.shield-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(0, 212, 170, 0.1);
  animation: shieldRing 4s ease-in-out infinite;
}

.shield-ring:nth-child(1) { width: 100%; height: 100%; animation-delay: 0s; }
.shield-ring:nth-child(2) { width: 80%; height: 80%; animation-delay: 0.5s; }
.shield-ring:nth-child(3) { width: 60%; height: 60%; animation-delay: 1s; }

@keyframes shieldRing {
  0%, 100% { transform: scale(1); opacity: 0.3; border-color: rgba(0, 212, 170, 0.1); }
  50% { transform: scale(1.1); opacity: 0.6; border-color: rgba(0, 212, 170, 0.3); }
}

.shield-icon {
  position: relative;
  width: 120px;
  height: 140px;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
}

.shield-icon svg {
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 0 40px var(--emerald-glow));
}

.floating-elements {
  position: absolute;
  width: 100%;
  height: 100%;
}

.floating-element {
  position: absolute;
  padding: 12px 18px;
  background: var(--bg-glass);
  backdrop-filter: blur(10px);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-sm);
  font-size: 12px;
  color: var(--silver);
  display: flex;
  align-items: center;
  gap: 6px;
  animation: floatElement 6s ease-in-out infinite;
  white-space: nowrap;
}

.floating-element .icon { font-size: 16px; }

.floating-element:nth-child(1) { top: 10%; right: 15%; animation-delay: 0s; }
.floating-element:nth-child(2) { top: 30%; left: 0%; animation-delay: 1s; }
.floating-element:nth-child(3) { bottom: 25%; right: 5%; animation-delay: 2s; }
.floating-element:nth-child(4) { bottom: 10%; left: 10%; animation-delay: 3s; }
.floating-element:nth-child(5) { top: 55%; right: 25%; animation-delay: 0.5s; }

@keyframes floatElement {
  0%, 100% { transform: translateY(0) scale(1); opacity: 0.7; }
  50% { transform: translateY(-15px) scale(1.05); opacity: 1; }
}

.fingerprint-scanner {
  position: absolute;
  bottom: 5%;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 80px;
  background: rgba(0, 212, 170, 0.05);
  border: 2px solid rgba(0, 212, 170, 0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 36px;
  animation: fingerprintPulse 3s ease-in-out infinite;
}

@keyframes fingerprintPulse {
  0%, 100% { box-shadow: 0 0 20px rgba(0, 212, 170, 0.1); }
  50% { box-shadow: 0 0 40px rgba(0, 212, 170, 0.3); }
}

/* ===== Trust Bar ===== */
.trust-bar {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 48px;
  padding: 40px;
  background: rgba(255, 255, 255, 0.02);
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-secondary);
}

.trust-item .icon { font-size: 20px; }
.trust-item .check { color: var(--emerald); }

/* ===== Sections Common ===== */
.section {
  padding: 100px 40px;
  position: relative;
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 60px;
}

.section-header h2 {
  font-size: 40px;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: -1px;
}

.section-header h2 .highlight {
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.section-header p {
  font-size: 17px;
  color: var(--text-secondary);
  line-height: 1.7;
}

/* ===== Features Grid ===== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
}

.feature-card {
  padding: 36px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-md);
  backdrop-filter: blur(10px);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 100%; height: 100%;
  background: linear-gradient(135deg, rgba(0, 212, 170, 0.05), transparent);
  opacity: 0;
  transition: var(--transition);
}

.feature-card:hover {
  transform: translateY(-5px);
  border-color: rgba(0, 212, 170, 0.2);
  box-shadow: var(--shadow-glow);
}

.feature-card:hover::before { opacity: 1; }

.feature-icon {
  width: 56px;
  height: 56px;
  background: rgba(0, 212, 170, 0.1);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}

.feature-card h3 {
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.feature-card p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  position: relative;
  z-index: 1;
}

/* ===== Dashboard Preview ===== */
.dashboard-section {
  background: var(--bg-secondary);
}

.dashboard-preview {
  max-width: 1000px;
  margin: 0 auto;
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 20px 80px rgba(0, 0, 0, 0.3);
}

.dashboard-header {
  padding: 20px 24px;
  background: rgba(255, 255, 255, 0.03);
  border-bottom: 1px solid var(--border-glass);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.dashboard-dots {
  display: flex;
  gap: 6px;
}

.dashboard-dots span {
  width: 10px; height: 10px;
  border-radius: 50%;
}

.dashboard-dots span:nth-child(1) { background: #ff5f56; }
.dashboard-dots span:nth-child(2) { background: #ffbd2e; }
.dashboard-dots span:nth-child(3) { background: #27c93f; }

.dashboard-content {
  padding: 32px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.dashboard-stat {
  padding: 20px;
  background: rgba(255, 255, 255, 0.03);
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-glass);
}

.dashboard-stat .stat-label {
  font-size: 12px;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
}

.dashboard-stat .stat-value {
  font-size: 28px;
  font-weight: 700;
  color: var(--emerald);
  font-family: var(--font-mono);
}

.dashboard-stat .stat-change {
  font-size: 13px;
  color: var(--emerald);
  margin-top: 4px;
}

/* ===== Fraud Protection Timeline ===== */
.timeline {
  max-width: 800px;
  margin: 0 auto;
  position: relative;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  width: 2px;
  height: 100%;
  background: linear-gradient(to bottom, transparent, var(--emerald), var(--navy-light), transparent);
}

.timeline-item {
  display: flex;
  align-items: flex-start;
  gap: 40px;
  margin-bottom: 48px;
  position: relative;
}

.timeline-item:nth-child(odd) {
  flex-direction: row;
}

.timeline-item:nth-child(even) {
  flex-direction: row-reverse;
}

.timeline-content {
  flex: 1;
  padding: 24px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-md);
  backdrop-filter: blur(10px);
  transition: var(--transition);
}

.timeline-content:hover {
  transform: translateY(-3px);
  border-color: rgba(0, 212, 170, 0.2);
}

.timeline-dot {
  width: 16px;
  height: 16px;
  background: var(--emerald);
  border-radius: 50%;
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  box-shadow: 0 0 20px var(--emerald-glow);
  flex-shrink: 0;
}

.timeline-content h3 {
  font-size: 18px;
  margin-bottom: 8px;
  color: var(--emerald);
}

.timeline-content p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.timeline-date {
  font-size: 12px;
  color: var(--navy-light);
  font-family: var(--font-mono);
  margin-top: 8px;
}

/* ===== Stats Section ===== */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}

.stat-card {
  text-align: center;
  padding: 40px 24px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.stat-card:hover {
  transform: translateY(-5px);
  border-color: rgba(0, 212, 170, 0.2);
}

.stat-number {
  font-size: 42px;
  font-weight: 800;
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 8px;
  font-family: var(--font-mono);
}

.stat-label {
  font-size: 14px;
  color: var(--text-secondary);
}

/* ===== Bank Integrations ===== */
.banks-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}

.bank-item {
  padding: 32px 24px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-md);
  text-align: center;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}

.bank-item:hover {
  transform: translateY(-3px);
  border-color: rgba(0, 212, 170, 0.2);
}

.bank-item .bank-icon {
  font-size: 36px;
  opacity: 0.6;
}

.bank-item .bank-name {
  font-size: 14px;
  color: var(--text-secondary);
}

/* ===== Security Icons ===== */
.security-icons {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
  margin-top: 40px;
}

.security-icon-item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-sm);
  font-size: 13px;
  color: var(--text-secondary);
}

.security-icon-item .icon { font-size: 20px; }

/* ===== Footer ===== */
footer {
  padding: 40px;
  text-align: center;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  background: var(--bg-secondary);
}

.footer-content {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  text-align: left;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  margin-bottom: 32px;
}

.footer-col h4 {
  font-size: 14px;
  color: var(--white);
  margin-bottom: 16px;
  font-weight: 600;
}

.footer-col p {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.7;
}

.footer-col ul {
  list-style: none;
}

.footer-col ul li {
  margin-bottom: 10px;
}

.footer-col ul li a {
  color: var(--text-secondary);
  text-decoration: none;
  font-size: 13px;
  transition: var(--transition);
}

.footer-col ul li a:hover {
  color: var(--emerald);
}

.footer-bottom {
  font-size: 13px;
  color: var(--text-secondary);
}

.footer-bottom a {
  color: var(--emerald);
  text-decoration: none;
}

.footer-bottom a:hover {
  text-decoration: underline;
}

/* ===== Page Header ===== */
.page-header {
  padding: 160px 40px 80px;
  text-align: center;
  background: var(--gradient-hero);
  position: relative;
}

.page-header h1 {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 16px;
}

.page-header p {
  font-size: 18px;
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

/* ===== Contact Page ===== */
.contact-section {
  padding: 80px 40px;
  max-width: 800px;
  margin: 0 auto;
}

.contact-form {
  display: grid;
  gap: 24px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group label {
  font-size: 14px;
  color: var(--text-secondary);
  font-weight: 500;
}

.form-group input,
.form-group textarea,
.form-group select {
  padding: 14px 18px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-sm);
  color: var(--white);
  font-size: 15px;
  font-family: var(--font-main);
  transition: var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  border-color: var(--emerald);
  box-shadow: 0 0 20px var(--emerald-glow);
}

.form-group textarea {
  min-height: 140px;
  resize: vertical;
}

.form-group select option {
  background: var(--bg-primary);
  color: var(--white);
}

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px;
  background: var(--bg-glass);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-sm);
}

.checkbox-group input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  accent-color: var(--emerald);
  cursor: pointer;
  flex-shrink: 0;
}

.checkbox-group label {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.5;
  cursor: pointer;
}

/* ===== Terms/Privacy Page ===== */
.content-section {
  padding: 80px 40px;
  max-width: 800px;
  margin: 0 auto;
}

.content-section h2 {
  font-size: 28px;
  margin: 40px 0 16px;
  color: var(--emerald);
}

.content-section h2:first-child {
  margin-top: 0;
}

.content-section h3 {
  font-size: 20px;
  margin: 32px 0 12px;
  color: var(--white);
}

.content-section p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 16px;
}

.content-section ul {
  margin: 12px 0 20px;
  padding-left: 24px;
}

.content-section ul li {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 8px;
}

.disclaimer-box {
  padding: 24px;
  background: rgba(0, 212, 170, 0.05);
  border: 1px solid rgba(0, 212, 170, 0.15);
  border-radius: var(--radius-md);
  margin: 32px 0;
}

.disclaimer-box h3 {
  color: var(--emerald);
  margin-top: 0;
}

/* ===== Animations ===== */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== Responsive ===== */
@media (max-width: 1024px) {
  .hero h1 { font-size: 42px; }
  .hero-visual { width: 400px; height: 400px; right: 2%; }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .banks-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-content { grid-template-columns: repeat(2, 1fr); }
  .dashboard-content { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  nav { padding: 12px 20px; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .nav-links.active {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0; right: 0;
    background: rgba(10, 14, 26, 0.98);
    backdrop-filter: blur(20px);
    padding: 24px;
    gap: 16px;
    border-bottom: 1px solid var(--border-glass);
  }
  .hero { flex-direction: column; padding: 100px 20px 60px; }
  .hero h1 { font-size: 32px; }
  .hero p { font-size: 16px; }
  .hero-visual { position: relative; right: auto; top: auto; transform: none; width: 100%; height: 350px; margin-top: 40px; }
  .features-grid { grid-template-columns: 1fr; }
  .section { padding: 60px 20px; }
  .section-header h2 { font-size: 28px; }
  .page-header { padding: 120px 20px 60px; }
  .page-header h1 { font-size: 32px; }
  .contact-section { padding: 40px 20px; }
  .content-section { padding: 40px 20px; }
  .footer-content { grid-template-columns: 1fr; text-align: center; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid .stat-number { font-size: 32px; }
  .timeline::before { left: 20px; }
  .timeline-item, .timeline-item:nth-child(even) {
    flex-direction: row !important;
    padding-left: 50px;
    gap: 20px;
  }
  .timeline-dot { left: 20px; }
  .trust-bar { gap: 24px; padding: 24px 20px; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 28px; }
  .hero-buttons { flex-direction: column; }
  .btn-primary, .btn-secondary { width: 100%; justify-content: center; }
  .stats-grid { grid-template-columns: 1fr; }
  .banks-grid { grid-template-columns: 1fr; }
}
